Wealth, Managed With Care

Wealth Management is the largest practice at Corinthian and the work to which we devote the most senior attention. We serve high-net-worth individuals, multi-generational families, family offices, and a deliberately selective set of retail clients, on both sides of the firm: as a FINRA-registered broker-dealer, and as an SEC-registered investment adviser through our affiliate Corinthian Partners Asset Management, LLC. The two licenses give clients, and the advisors who serve them, real flexibility, and they let the relationship be built around the client rather than around a single product mandate.

Accounts are carried on a fully disclosed basis by RBC Capital Markets, LLC, our clearing partner. That gives our clients the institutional-quality custody, reporting, lending, and execution infrastructure of a major bank, paired with the senior, undivided attention of a boutique.

Two licenses. One senior-led platform. RBC-cleared. Built for clients with serious, multi-generational obligations.

Whom We Serve

Wealth Management is built around the full spectrum of clients who require senior, two-firm coverage. The platform is designed for relationships that span generations, channels, and account types, and we open and supervise nearly every account format that a private client, a family office, an institution, or a fiduciary might need. The list below is illustrative; if your relationship doesn’t fit cleanly into a category, that is precisely the kind of mandate the firm is built for.

• High-net-worth individuals and their families. Multi-generational households with meaningful wealth and commensurate obligations, served at the senior level for the long arc of the relationship.
• Single- and multi-family offices. Coordinating investment partner across spouses, trusts, LLCs, and operating entities, integrating brokerage, advisory, and investment-banking capabilities under one senior relationship.
• Founders, owner-operators, and operating-company executives. Concentrated-stock strategies, 10b5-1 plans, exchange funds, hedging overlays, planned diversification, and post-liquidity-event household plans.
• Recipients of liquidity events. Sale of a closely held business, IPO proceeds, equity-comp vest, inheritance, divorce settlement, with deliberate plan-building before any deployment of capital.
• Big institutional accounts. Corporate treasuries, pension and profit-sharing plans, hedge funds and registered fund vehicles, sovereign-adjacent entities, asset-manager affiliates, and other allocators that need a senior counterparty rather than a coverage layer.
• Endowments and foundations. University, hospital, and museum endowments; private and operating foundations; community-foundation discretionary funds, with an Investment Policy Statement that reflects the institution’s spending policy, time horizon, and governance.
• Charities and non-profits. 501(c)(3) operating organizations and their reserve funds, religious institutions, social-welfare organizations, and other tax-exempt entities, including planned-giving and bequest portfolios.
• Donor-advised funds and private foundations. Investment management for the corpus, coordination with the granting cycle, and impact-aware mandates where the donor calls for them.
• Corporate clients. Operating-company cash management and short-duration ladders, non-qualified deferred-compensation account portfolios, rabbi-trust investment management, employee-stock-ownership-plan (ESOP) coordination, and corporate brokerage relationships for treasury or M&A-proceeds management.
• Retirement plans for closely-held businesses. 401(k), profit-sharing, defined-benefit, cash-balance, SEP, and SIMPLE plans for owner-operators and partnerships, with plan-level investment-policy and 3(21) / 3(38) coordination as warranted.
• Professional-service partnerships. Law firms, accounting and consulting partnerships, medical and dental practices, with both partner-level wealth management and partnership retirement-plan oversight.
• Athletes, entertainers, and creators. Concentrated-income earners with episodic windfalls, multi-jurisdiction tax exposure, and a need for liquidity-discipline and post-career planning.
• Attorneys, physicians, and other licensed professionals. Practice-owner accounts, IRA and 401(k) consolidation, malpractice-aware liquidity planning, and partnership buy-in / buy-out coordination.
• Retiring executives. Single-stock liquidation programs, deferred-compensation distributions, retirement-income coordination, beneficiary planning, and a household plan for the next forty years.
• Trustees, fiduciaries, and counsel acting on behalf of long-term beneficiaries. Trust-officer-friendly reporting, governance-meeting cadence, and fiduciary-grade documentation across personal trusts, generation-skipping vehicles, and special-needs trusts.
• Estate accounts and post-mortem planning. Executor and administrator accounts during probate, coordinated with the client’s estate counsel and tax preparer.
• International clients. Qualified international individuals and families with U.S. dollar reporting requirements, served within the firm’s and RBC’s international account framework.
• Select retail clients. Accepted on a deliberate basis, whether by referral, transitioning advisor, or one of our standing advisory models. The standard of care does not change.

How We Work

Every relationship begins with an unhurried conversation about circumstances, obligations, and time horizon. From that conversation we build portfolio strategy, not from a firmwide model portfolio, but from the particulars of the client’s situation. The strategy is reviewed on a defined cadence, rebalanced with discipline, and updated as life events warrant.

We are mindful that wealth is, ultimately, the economic expression of a life. We treat that premise seriously, and we are selective about the clients with whom we undertake the work.

The Two-Firm Platform

Clients engage Corinthian’s Wealth Management business in one of two ways, or in a deliberate combination of both: as commission-based brokerage clients of Corinthian Partners, L.L.C., whose accounts clear through RBC Capital Markets, LLC; or as fee-based advisory clients of Corinthian Partners Asset Management, LLC, the firm’s SEC-registered investment-adviser affiliate.

The distinction, between brokerage and advisory, is material, and we treat it so. Before any relationship is formalized, our advisors set out in writing the applicable standard of care, fee structure, scope of services, and potential conflicts, so that the client may choose deliberately and with the benefit of complete disclosure.

On the Broker-Dealer Side, We Act as Your Broker

Corinthian Partners, L.L.C. is a FINRA-registered broker-dealer. On the brokerage side of the firm, we act as your broker, executing trades on a commission basis under the standard of care established by Regulation Best Interest. Equity, fixed-income, and listed-option transactions are routed through, and cleared and custodied on a fully disclosed basis by, RBC Capital Markets, LLC. Brokerage clients receive RBC trade confirmations and account statements, real-time access to holdings and balances through the secure investor portal, and the same institutional-quality custody, lending, and reporting that RBC’s largest clients receive.

Brokerage relationships are appropriate for clients whose investment activity is episodic rather than discretionary, who prefer a per-transaction fee structure, or who value access to syndicate offerings, new issues, and underwritten transactions sourced through Corinthian’s Investment Banking and Capital Markets businesses. We will help any prospective client weigh, in writing, whether brokerage, advisory, or a thoughtful combination is the right structure for their situation.

How It Works on the Broker-Dealer Side

A brokerage relationship at Corinthian Partners, L.L.C. is intentionally simple. The advisor builds the household plan with you, the firm executes individual transactions on your instruction or recommendation, and RBC handles the back-office mechanics. The economics are per-transaction commissions, the standard of care is Regulation Best Interest, and every recommendation is documented in writing. A typical week looks like this:

• Onboarding. New-account paperwork is signed electronically through DocuSign and routed to RBC for opening; ACAT transfers from your prior firm are initiated within hours.
• Execution. Equity, ETF, fixed-income, and listed-option orders are entered through the firm’s order-management system, transmitted to RBC, and executed through RBC’s standard order-routing tables. RBC’s Best Execution Committee reviews routing quality monthly.
• Confirmation and custody. Trade confirmations and monthly statements are produced by RBC. Holdings are custodied at RBC; cash is swept through the RBC Bank Deposit Sweep Program with FDIC-insured coverage at participating banks.
• Lending and liquidity. Margin, non-purpose loans, and securities-based lines of credit are arranged through RBC against eligible portfolio assets.
• Tax reporting. Annual Forms 1099-B, 1099-DIV, 1099-INT, 1099-OID, and 1099-MISC are prepared and delivered by RBC. Cost-basis is maintained under IRC sections 6045 and 6045A.
• Documentation. Every recommendation is documented in writing under Reg BI; suitability and best-interest determinations are reviewed and supervised by Corinthian’s Compliance Department.

Why the Broker-Dealer Side Works

The brokerage channel is the right tool for relationships that are episodic by nature, founders rebalancing concentrated stock, families participating in syndicate offerings, executors managing an estate-driven liquidation. Corinthian’s edge on the brokerage side is twofold: senior bankers who actually source transactions, and an institutional custody platform behind the trade ticket. Wirehouse-quality custody, family-office-quality attention. Clients see a single named advisor for life, not a coverage layer that changes every quarter.

How It Works on the Advisory (RIA) Side

A fee-based advisory relationship is conducted through Corinthian Partners Asset Management, LLC, our SEC-registered investment adviser. The relationship begins with a written Investment Policy Statement, the document the firm is accountable to, and is operated continuously thereafter against that statement. The mechanics:

• Discovery and IPS. Discovery conversation; written Investment Policy Statement covering time horizon, return objective, liquidity profile, tax sensitivity, income needs, concentration constraints, and any values or ESG considerations.
• Implementation. Portfolio constructed against the IPS using individual securities, low-cost index funds, actively managed strategies, and (where appropriate and qualified) private-market positions sourced through the firm’s IB and Capital Markets calendars.
• Discretion. Discretionary management against the IPS, with the named portfolio manager handling rebalancing, tax-loss harvesting, and asset-location decisions. Non-discretionary advisory is also offered for clients who want continuing counsel but retain final-decision authority.
• Quarterly review. Performance, allocation, and rebalancing reviewed at the cadence the client sets, with consolidated reporting across Corinthian-held accounts.
• Annual planning review. Household-level review covering liquidity, taxes, retirement contributions and distributions, beneficiary designations, and any changes that warrant an IPS revision.
• Fee. Stated as a percentage of assets under management, disclosed in writing in advance, itemized on every quarterly statement, and uncomplicated by third-party compensation that would compromise independence.
• Disclosures. Form ADV Part 2A, Form ADV Part 2B, and Form CRS delivered before any advisory account is opened.

Why the Advisory Side Works

The advisory channel rewards continuity. Markets are unkind to clients whose advisor changes every two years, whose portfolio drifts out of policy because no one is accountable to it, or whose tax position is managed reactively in December. Corinthian Partners Asset Management is built on the opposite premise: the IPS anchors the relationship, the senior portfolio manager is responsible for it, and the engagement is paid as a fee on assets so the firm’s economics are aligned with the client’s. Clients tell us the difference is most visible in years that are unkind to portfolios; the IPS, the discipline, and the named senior decision-maker are the things that separate a long-term plan from a panic.

Why the Two-Firm Platform Works

The reason Corinthian operates both a broker-dealer and an SEC-registered investment adviser is that real households have both episodic transactions and continuing assets, and forcing every relationship into a single channel does the client a disservice. A founder may need a 10b5-1 plan and a margin line on the brokerage side AND a discretionary fee-based portfolio on the advisory side; a family office may need syndicate access for the next IPO AND a multi-account discretionary mandate across spouses and trusts; a retiring executive may want a brokerage account for a single-stock liquidation AND an advisory account for the long-term plan. The two-firm platform lets the household plan stay coherent while each account is governed by the standard of care that fits its purpose.

The two firms are separately regulated, share common ownership through Corinthian Holdings, LLC, and operate under their own Form ADV (the RIA) and WSPs (the broker-dealer). Before any relationship is formalized, the firm provides a written explanation of the applicable standard of care, fee structure, scope, and any material conflicts, so clients choose the structure deliberately rather than by default. That single document, more than anything else, is why our advisor recommendations on which channel to use are trusted, and why the platform works for clients with serious obligations.

Account Types and Service Models

• Managed advisory accounts, fee-based and discretionary, supervised under a written Investment Policy Statement and managed by a Corinthian portfolio manager.
• Wrap-fee accounts, single-fee discretionary advisory programs offered through Corinthian Partners Asset Management, LLC, covering portfolio management, transaction costs, and custody under one inclusive fee. Available as Separately Managed Accounts (SMAs), Unified Managed Accounts (UMAs), mutual-fund wrap programs, and Rep-as-Portfolio-Manager wraps.
• Non-discretionary advisory accounts, fee-based, where the client retains the final decision while receiving continuing investment counsel.
• Commission-based brokerage accounts, where the client pays per transaction and the firm acts under Regulation Best Interest.
• Retirement and IRA accounts, traditional, Roth, SEP, SIMPLE, plus 401(k) rollovers and inherited IRAs, each accompanied by a written rollover analysis.
• Custodial, trust, and entity accounts, including accounts for trustees, foundations, family LLCs, and estate vehicles, coordinated with the client’s counsel.
• Combined relationships, where a single household holds advisory and brokerage accounts under a coordinated household plan.

Additional Services and Solutions

Beyond core portfolio management, the platform supports the broader financial picture our clients and their advisors are managing. Where Corinthian is not the licensed party, we coordinate with outside specialists, on the client’s instruction, while remaining the primary investment relationship.

• Lending and securities-based lending through RBC Capital Markets, LLC, including margin, non-purpose lending, and customized lines of credit secured by eligible portfolio assets.
• Cash-management products, RBC sweep, money-market funds, certificates of deposit, and short-duration fixed-income ladders for operating reserves and liquidity planning.
• Trust and estate coordination, working in deference to the client’s trust counsel and tax counsel on titling, beneficiary designations, distribution mechanics, and intergenerational structures.
• Insurance referrals, to outside licensed agents and carriers for life, long-term-care, disability, and umbrella coverage. Corinthian is not an insurance broker; we make introductions on the client’s instruction and coordinate with the agent so the coverage fits the household plan.
• Retirement and education planning, IRAs, rollovers, inherited-IRA strategies, and 529 college-savings accounts, with written rollover analyses provided where required.
• Retirement-plan consulting for business clients, including 401(k), profit-sharing, and SEP/SIMPLE plan reviews for owner-operators and closely-held businesses.
• Concentrated-stock and executive-services support, 10b5-1 plans, exchange funds, hedging overlays, and planned diversification programs for founders and operating-company executives.
• Private-market access, where appropriate and on a suitability-reviewed basis, sourced through the firm’s IPO, SPAC, M&A, and private-placement calendars.

Retail Clients

Although the firm’s core focus is high-net-worth and family-office work, Corinthian also accepts retail clients on a deliberate basis, whether referred by an existing client, joining through a transitioning advisor, or working with us through one of our standing advisory models. Retail relationships receive the same standard of care and the same senior oversight as the rest of the platform; the firm is not a high-volume retail shop and does not run one.

For Financial Advisors Considering a Move

Corinthian is actively expanding its advisor bench, and our two-firm platform is purpose-built for senior advisors who want the freedom to serve their clients across both brokerage and advisory channels under a single roof. If you are an established advisor evaluating where to take your book and your clients, we invite a confidential conversation.